Kimberly Carroll

Welcome! I'm Kimberly Carroll, your Good Neighbor and local State Farm Agent for over 14 years!

We currently serve the Outer Banks and Currituck mainland areas.  We are also licensed in Virginia.  I am a current resident of Harbinger and we love our community! We live and work where you live and work and we love Currituck and the Outer Banks just like you do! I am a member of the Currituck Chamber of Commerce and Outer Banks Chamber of Commerce and an affiliate member of the Outer Banks Homebuilders Association.  

Before becoming a State Farm Insurance agent, I gained 13 years of insurance experience as I worked for State Farm in the Charlottesville, VA Regional Office as well as the Virginia Beach Claims Office. During these years, I saw firsthand State Farm’s desire and ability to help people when they needed it the most. I personally settled claims for people who were struggling with the total loss of a vehicle and sadly, sometimes much worse when I guided them through a death or medical claim. Because of State Farm’s significant financial strength, we can be confident they will continue to provide in times of need. I knew this was the company I wanted to work with and whose products I wanted to provide to my customers and community. I opened my agency doors on January 1, 2008 and have been helping customers ever since. I am thrilled to have the privilege of owning a business in our community!

I am dedicated to lifelong learning - School is never out! I graduated from James Madison University as a Finance major with a Bachelors Business Administration degree. Upon entering my insurance career, I obtained my Chartered Life Underwriter (CLU) designation from The American College of Financial Services in 2001. In 2007, I obtained my Chartered Property and Casualty Consultant (CPCU) designation from The American College of Financial Services. And in 2019, I obtained my Chartered Financial Consultant (ChFC) designation from The American College of Financial Services.  

I have a dedicated team of licensed insurance representatives who are committed to providing our customers with personalized service and care. With their knowledge of the vast number of State Farm insurance products, they are uniquely positioned to work with you to understand your goals and identify ways to help protect them. And they are local and live in the same communities you do – Currituck, Southern Shores, Kill Devil Hills and Nags Head.

Our team takes great pride in helping you understand your insurance and ensure you are getting the appropriate, personalized coverage to fit your unique needs. And you can trust we know what we are talking about - my team and I have a combined 54 years of insurance experience!  Just take a look at our Google reviews - our customers love us!

Our team is ready and happy to assist you, and we have 24/7 Good Neighbor service after office hours. Call or stop in for a free Auto Insurance quote, Homeowners Insurance quote, Condo Insurance quote, or Renters Insurance quote, to discuss Life Insurance options, or how we may supplement your private health insurance with additional coverage.

We also provide Insurance for your Motorcycle, Boat, and RV, as well as free Notary Public services! We can't wait to serve you!

As a small business owner myself, I understand the unique needs of small business owners, and am privileged to offer Small Business Insurance for many industries and types of businesses.

At my Agency, we focus on:

·        Helping families manage their car and home insurance expenses.

·        Insurance reviews and recommendations for asset protection with liability insurance.

·        Competitive auto insurance prices with personalized coverage.

·        Providing quotes for Life Insurance and helping customers calculate the amount of Life Insurance they need.

·        Insurance for cars, trucks, motorcycles, golf carts, RVs, boats, and jet skis.

·        Helping small businesses with business insurance, workers comp insurance, as well as commercial auto insurance.

·        Discounts when you combine your Auto Insurance and your Homeowners Insurance, Renters Insurance, or Condo Insurance.

·         Relocating to the Outer Banks or Currituck County? We are here to help transfer your State Farm policies with you.

·         Insurance for secondary and vacation homes on the Outer Banks.

·         Flood insurance for the Outer Banks; Let us help you navigate FEMA and The National Flood Insurance Program.

·         Providing a complimentary Replacement Cost Evaluation for your home!

·         Coverage for our furry friends – Pet Medical insurance

·        Serving you using your preferred method: phone call, text, email, online. 24/7!

·        Providing remarkable customer service and being Good Neighbors.